{"id":9410,"date":"2023-10-20T12:59:23","date_gmt":"2023-10-20T10:59:23","guid":{"rendered":"https:\/\/psd2-openbanking.de\/use-cases\/"},"modified":"2025-12-17T15:59:25","modified_gmt":"2025-12-17T14:59:25","slug":"use-cases","status":"publish","type":"page","link":"https:\/\/psd2-openbanking.de\/en\/use-cases\/","title":{"rendered":"Use Cases"},"content":{"rendered":"\t\t
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Analytics for every business<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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USE CASES<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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The type and number of use cases that benefit from the tailored analysis of account transaction data is almost unlimited. We have compiled a few possible use cases for you here that can be mapped quickly and easily from the combination of our data analytics modules.
Haven\u2019t found the right fit yet?<\/p>

Get in touch with us: Together we will find the perfect solution for your business model!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tREQUEST A CONSULTATION<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Precise customer consulting<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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SALES \u00adIMPULSES<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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With the help of access to account and the open banking module Contract Detection, you can even identify existing financial and insurance contracts for new customers at first glance and receive valuable sales impulses as recommendations for action.<\/p>

In this way, you can score points with your\u00a0new customers from the very first moment with products and services tailored to their needs<\/strong>\u00a0or accurately identify\u00a0new sales opportunities<\/strong>\u00a0with\u00a0existing customers\u00a0through life changing moments!<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Minimize risks<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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CREDIT CHECK \u00ad& RISK ANALYSIS<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Use our access to account and categorization modules in combination with our liquidity and income\/expense reconciliation analysis services to get to know your customers better for new business relationships. The flagged income and expenses, as well as monthly deficits or surpluses, quickly give you a good insight into\u00a0your\u00a0customer\u2019s financial situation<\/strong>. This makes\u00a0credit checks, risk analyses or even budget-compliant product offers<\/strong>\u00a0child\u2019s play.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Improve customer experience<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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DIGITAL FINANCE CHECK<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Would you like to impress your customers with an improved customer experience? That\u2019s no problem either: In times of rising living costs and energy prices, give your customers a\u00a0digital financial check<\/strong>\u00a0at the touch of a button. Clearly presented according to income and expenses, cost types, current contracts and graphical account history, your customer will keep his costs safely under control and additionally benefit from possible savings potentials through your alternative product suggestions.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tARRANGE DEMO<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Account transactions & document retrieval<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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INVOICE AND TRANSACTION \u00adMATCHING<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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With the combination of access to account and our \u201cdocument retrieval\u201d analytics service, you match account transactions with the associated invoices. Our data analytics solutions feature intelligent document retrieval that not only recognizes transactions, but also\u00a0assigns the account transactions to the correct invoice\u00a0<\/strong>documents or contracts immediately and fully automatically\u00a0<\/strong>\u2013 so you always have all the relevant information on the payment transactions at your fingertips.<\/p>

Automatic linking not only saves you valuable time, but also the effort of manual research and investigation.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Incoming payments at a glance<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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RECEIVABLES \u00adMANAGEMENT<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Simply log into your business account via the open banking modules and check clearly categorized and in real time whether you have received any\u00a0outstanding receivables<\/strong>. In the event of a payment delay, we will be happy to\u00a0digitally send a payment reminder<\/strong>\u00a0for you.<\/p>

In order to provide your customers with the best possible support in the event of payment difficulties, we also offer a\u00a0quick check of the liquidity and income & expenses of your private or business customers<\/strong>\u00a0with our analysis services. To do this, simply send your customer a personalized and secure account login link and our AI-based data analytics software will do the rest.<\/p>

Based on the analysis result, you can conveniently offer your customer the\u00a0appropriate payment option<\/strong>, e.g. installment payment,\u00a0without any risk<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tCONTACT US NOW<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Rental income & expenses<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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RENTAL<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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For landlords of multiple properties, it\u2019s often tedious to keep track of everything: Have rent payments been received on time or is a tenant in default?<\/p>

Have utility bills been paid on time? Here, too, fino\u2019s open banking modules make life easier for you and enable smart rental income management<\/strong>.
Simply combine access to account with the \u201cCategorization\u201d module and get a detailed overview of receipts at the touch of a button.<\/p>

By adding the modules \u201cContract Detection\u201d and \u201cDocument Retrieval\u201d, it is also possible to recognize one-off or recurring expenses<\/strong>, such as tradesmen\u2019s invoices, and\u00a0match them immediately with the appropriate invoices<\/strong>\u00a0\u2013simple, time-saving and fully automatic!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tARRANGE DEMO<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Analytics for every business USE CASES The type and number of use cases that benefit from the tailored analysis of account transaction data is almost unlimited. We have compiled a few possible use cases for you here that can be mapped quickly and easily from the combination of our data analytics modules.Haven\u2019t found the right […]<\/p>\n","protected":false},"author":9,"featured_media":9240,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-9410","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/psd2-openbanking.de\/en\/wp-json\/wp\/v2\/pages\/9410","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/psd2-openbanking.de\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/psd2-openbanking.de\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/psd2-openbanking.de\/en\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/psd2-openbanking.de\/en\/wp-json\/wp\/v2\/comments?post=9410"}],"version-history":[{"count":0,"href":"https:\/\/psd2-openbanking.de\/en\/wp-json\/wp\/v2\/pages\/9410\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/psd2-openbanking.de\/en\/wp-json\/wp\/v2\/media\/9240"}],"wp:attachment":[{"href":"https:\/\/psd2-openbanking.de\/en\/wp-json\/wp\/v2\/media?parent=9410"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}