With fino, you put together the open banking modules according to your needs for your use case!
Simply select the number of users and the desired data analytics services and assemble them according to the modular principle. This way, you always have the optimal package for your business model and only pay for what really gets you ahead – simple, transparent and fair!
Do you have any questions? Contact us – we are happy to help!
| Number of users | Access to account | Categorization | Contract identification | Analysis Services (per service) | |||||
|---|---|---|---|---|---|---|---|---|---|
| License AIS | XS2A | Retail/ Consumer Banking Accounts (Basic) | Business Banking Accounts (Basic) | Retail/ Consumer Banking Accounts (Extended) | Business Banking Accounts (Extended) | Retail/ Consumer Banking Accounts | Business Banking Accounts | ||
| up to 1,000 | 300 | 400 | 750 | 1,000 | per Module 150; min. 750 | upon request | |||
| 1,001 to 5,000 (each additional user) | 0.27 | 0.06 | 0.06 | 0.16 | 0.22 | 0.30 | 0.25 | upon request | |
| 5,001 to 10,000 (each additional user) | 0.24 | 0.05 | 0.05 | 0.14 | 0.20 | 0.27 | 0.22 | upon request | |
| from 10,001 (each additional user) | 0.19 | 0.04 | 0.04 | 0.12 | 0.18 | 0.24 | 0.18 | upon request | |
| from 50,001 to 100,000 (each additional user) | 0.15 | 0.03 | 0.03 | 0.10 | 0.16 | 0.21 | 0.15 | upon request | |
| from 100,001 (each additional user) | 0.12 | 0.02 | 0.02 | 0.08 | 0.14 | 0.18 | 0.14 | upon request | |
*Prices without VAT
A financial service provider in the field of asset and insurance consulting needs both a quick overview of existing contracts and the existing financial leeway of its customers in order to provide them with the best possible advice. Both pieces of information can be analyzed with one click from the account transaction data and provide valuable sales impulses while minimizing risk at the same time.
Desired open banking modules: access to account, contract identification and analysis service “Budget Calculator”
Required number of users: 4000 users
Sample invoice (in euros per month):
Flat rate from 1001 users: access to account + contract ID + budget calculator
1,030+700+250 = 1,980
Additionally for each additional user (here 2,999)
2,999 x (0.27+0.30+0.25) = 2,459.18
Total flat rate from 1,001 users plus price per additional user (access to account, contract ID, budget calculator)
1,980 + 2,459.18 = 4,439.18
At fino, you put together the open banking modules according to your needs using the modular principle! This guarantees that you always get the analytics solution you need for your business model – no more and no less!
And this also applies to the price: You only pay for services that actually have added value for you and your customers – simple, transparent and fair!
Do you have questions about the open banking modules or our price tariffs? Or would you like advice on the optimal data analytics package for your use case?
We would be happy to advise you and look forward to getting to know you and your business idea!
